Tim Berners-Lee designed the World Wide Web in 1993. The so-called Web 1.0 led to the Internet boom and the tech wreck. This laid down the fiber-optic infrastructure needed for later stages of development. Then, in the current decade, Web 2.0 produced blogs, massively multiplayer online games, and communities like Facebook and MySpace. Now, in the next five years, we’ll pass a once-in-lifetime inflection point, as the Internet grows to 3 billion users. What are the implications for your life, your investments, and your career? We’ll explain.